Business Insurance

All your business insurances in one place with Vero BusinessPlan.

Download Policy

There is no single policy to cover all your business risks, but there is a single plan.  By addressing all your business risks together, you’ll have the comfort of knowing that you are comprehensively covered with Vero BusinessPlan.

Whatever your business, your Broker or Adviser can work with you to build an insurance plan that will suit your needs from the following nine business policies.

Business insurance policies

  • Business Vehicles

    Commercial motor insurance gives you the option of covering your business vehicles.

  • Material Damage

    Covers loss or damage to your commercial buildings, contents, plant, stock and other assets.
  • Business Interruption

    We know if a business stops, it fails. So we make it our business to keep you going. Our Business Interruption policy covers you for your financial loss if your business is interrupted due to damage at your business premises.
  • Choices in Liability policies

    Covering your legal liability under Broadform, Employers or Statutory policies.
  • Machinery Breakdown

  • This covers you for repair or replacement of your machinery damaged as a result of a mechanical or electrical breakdown (excluding wear and tear).
  • Personal Income

    If you’re unable to work due to injury or illness, your loss of earnings are covered. 
  • Employee Fraud

    This covers loss of money or goods due to the dishonesty of an employee.

If your business experiences a loss, you may need to claim on more than one policy. BusinessPlan can make insurance claims simpler and cheaper because with all your policies in one plan, you’ll only need to make one claim with us. Only one claim also means you’ll only pay one excess (whichever excess is highest for the policy benefits that you’re claiming).

Download BusinessPlan Policy

Unless customers have been advised otherwise, this new Vero BusinessPlan policy wording applies to new policies where cover commences from 11 September 2016, or existing policies that renew from 16 November 2016. For existing Vero customers, a summary of the key changes from your previous BusinessPlan policy can be found hereFor policy documents for policies purchased or renewed before these dates, please click here. 


Standalone business insurance policies

Outside of our BusinessPlan package, we also offer the following policies:

 

Unless customers have been advised otherwise, this new Vero Commercial Motor Vehicle Fleet  policy wording applies to new policies where cover commences from 11 September 2016, or existing policies that renew from 16 November 2016. For existing Vero customers, a summary of the key changes from your previous policy can be found here. To find policy documents for policies purchased or renewed before these dates, please click here.

Vero has updated relevant customer policies to cover claims for reparation orders resulting from accidents, under the Sentencing Amendment Act 2014. You can read a summary of the key changes to our Broadform Liability policy and Commercial Motor Vehicle Fleet policy.


Excesses, terms, conditions and exclusions apply to the policies referred to. Please refer to the policy wording for details of cover. The provision of cover is subject to the underwriting criteria that apply at the time.

The information on this website provides general information about our products and services.  It does not take into account any individual’s personal circumstances, needs or goals and is not intended to be financial advice. Before purchasing any financial product you should seek advice from a financial adviser or insurance broker registered under the Financial Advisers Act 2008.