Commercial Hull Insurance provides protection for a range of commercial vessels, from tugs and work boats, to ferries and demonstration craft.

We’ll customise a policy specific to your needs, based on London Institute clauses.

Need to claim?

If you own or operate a commercial vessel and you need to make a claim, please follow our Hull claims procedure, and Emailsend us an email.

For after–hours emergency assistance in New Zealand, call Sedgwick on Call us0800 800 270.


Hull proposal

Additional vessels (Commercial)

Master's questionnaire*

Fire & emergency levy calculation guide (Marine policies)

PDF DocumentMarine Claims Information Sheet

*In order to complete online, please save to your device and then open using Adobe Acrobat Reader

Brokers can find more documents in the Broker & adviser centre

Commercial Hull Insurance cover

Rather than offer a standard, one-size fits all policy, we’ll create a bespoke product to suit your particular vessel and commercial operation, using various international and Vero-specific clauses:

Cover generally includes:

  • Loss or damage to the hull, machinery and equipment while afloat and ashore, as a result of specified perils
  • Collision liabilities

Additional extensions may be available for:

  • Legal liability for:
    • Loss of life or bodily injury to other people
    • Removal of wreck
    • Damage to other property such as wharves, buoys or cables
  • Diversion expenses to land sick or injured crew or passengers
  • Additional perils (machinery damage)
  • Fines or penalties for any inadvertent breaches of statute other than those specifically excluded


Not quite what you’re looking for?

If the products above don’t quite suit your needs, have a look at these related marine hull insurance products, or get in touch with a broker for personalised help.



Commercial Fishing Vessel


Boat Builders insurance

Get insured with Vero

For expert advice on how Vero can help you with your insurance needs, talk to a broker or adviser. Our locator helps you find a broker or adviser near you.

Find a broker

We’re for New Zealand

We’re here for New Zealanders whether it’s for general or specialist cover, we’re here to make insurance mean more for our customers. That means we do what really matters to make insurance more useful and more relevant to help you feel more confident.

About us

Important information

Excesses, terms, conditions, limits and exclusions apply to these policies. Please check the policy wording for details of cover. The provision of cover is subject to the underwriting criteria that apply at the time.

Our website provides general information about our products and services to help you make choices when it comes to protecting the things in life and business that really matter and is not intended to be financial advice. For advice on product suitability, please contact your financial adviser.