Keep your farm going if your machinery breaks down. Includes hire costs, while we replace or repair your equipment.
Covers assets such as buildings, fences, sheep and cattle yards. Buildings damaged? We can repair or replace on a square metre basis. Sum insured is used for natural disaster damage.
An unexpected interruption can have a significant financial impact. If your farm buildings or assets are damaged, this provides cover for the additional costs to keep your farm running and can also protect your farm income.
Whether it’s individual animals, flocks or herds, we’ll pay market value if they perish. Theft and escape cover is also available.
Includes liability arising from farming operations such as grazing animals, Employer’s liability, Statutory liability including your responsibilities under the Forest and Rural Fires Act.
Ensures you can repair or replace your home. Area replacement cover available, for losses not caused by natural disasters.
Cover available for your contents anywhere in NZ (including boarding schools). Even covers the contents of your freezer, in full.
Rural families drive fair distances each year. We have a range of policies that offer different levels of protection for your vehicles.
From trailer boats to launches, at sea and on land.
Simplified options for lifestyle blocks, with bundle cover for buildings, tools and equipment, vehicles and liability insurance.
World-class medical advice
Our rural customers get access to a global network of 53,000 of the world's leading specialists at no additional cost.
This service gives you and your family only the very best medical advice and is a service offered to all our rural customers.
IncludedExpert advice on any medical condition
IncludedFast answers online to any medical question
IncludedOnline health resources whenever you need them
Included24/7 online symptom checker
IncludedUnlimited access for you, your partner and your children