Rural Insurance
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IncludedAssess your needs
IncludedRecommend and arrange insurance
IncludedHelp you with claims
You know farming. We know rural insurance. Let’s work together.
We’ve partnered with New Zealand’s rural communities for over 150 years. Along the way, we’ve learnt a thing or two about making our policies work smarter to cover your farm, business and personal assets.
It’s easy with AgriPlan
There’s no need to manage multi policies for different parts of your life. Now you can customise your AgriPlan policy to suit your farm and everything on it—from your home and boat, other businesses, through to your livestock, equipment, liability and business interruption. Together with your broker or adviser we’ll build an insurance plan that’s just right for you.
Documents
PDF FileAgriPlan policy wording
If you need to check your cover, update your details or make a payment, contact your broker or adviser for assistance.
If you’re a broker or adviser, you can find more information in our Broker & adviser centre.
PDF FileAgriPlan EQC addendum
Unless otherwise specified, this wording applies for Customers who purchased a new policy or customers who renew their insurance from 1 July 2019.
Making a claim
If you need to make a claim, or have a question about a claim, contact your broker or adviser, or you can call us at the Vero Claims Centre—we’re here to help.
For your farm
1
Farming machinery
Keep your farm going if your machinery breaks down. Includes hire costs, while we replace or repair your equipment.
2
Farm buildings and assets
Covers assets such as buildings, fences, sheep and cattle yards. Buildings damaged? We can repair or replace on a square metre basis. Sum insured is used for natural disaster damage.
3
Running costs and missed profits
An unexpected interruption can have a significant financial impact. If your farm buildings or assets are damaged, this provides cover for the additional costs to keep your farm running and can also protect your farm income.
4
Livestock and farm animals
Whether it’s individual animals, flocks or herds, we’ll pay market value if they perish. Theft and escape cover is also available.
5
Farmers liability
Provides cover if you are legally required to pay compensation for personal injury or property damage, including liability arising from farming operations such as grazing animals.
6
Employers liability
Although ACC provides cover for injury, taking out most bodily injury liability exposures, there is some residual exposure for employers that this product responds to.
7
Statutory liability
Covers defence costs and the cost of fines and penalties ordered against you by the courts, as a result of unintentional breaches of most laws. There is also cover for reparation ordered under the Health & Safety at Work Act.
For your home
1
Home
Ensures you can repair or replace your home. Area replacement cover available, for losses not caused by natural disasters.
2
Contents
Cover available for your contents anywhere in NZ (including boarding schools). Even covers the contents of your freezer, in full.
3
Vehicle
Rural families drive fair distances each year. We have a range of policies that offer different levels of protection for your vehicles.
4
Boat
From trailer boats to launches, at sea and on land.
5
Lifestyle blocks
Simplified options for lifestyle blocks, with bundle cover for buildings, tools and equipment, vehicles and liability insurance.
World-class medical advice
Our rural customers get access to a global network of 53,000 of the world's leading specialists at no additional cost.
This service gives you and your family only the very best medical advice and is a service offered to all our rural customers.
Included with your policy:
IncludedExpert advice on any medical condition
IncludedFast answers online to any medical question
IncludedOnline health resources whenever you need them
Included24/7 online symptom checker
IncludedUnlimited access for you, your partner and your children
Excesses, terms, conditions, limits and exclusions apply to these policies. Please check the policy wording for details of cover. The provision of cover is subject to the underwriting criteria that apply at the time.
Our website provides general information about our products and services to help you make choices when it comes to protecting the things in life and business that really matter and is not intended to be financial advice. For advice on product suitability, please contact your financial adviser.
Best Doctors isn't insurance and it doesn't replace your relationship with your current doctor or medical specialist. Information about the history of Best Doctors and choice of specialists was sourced from Best Doctors. Vero Insurance Limited reserves the right to withdraw the service or to change the terms on which the service is provided to customers at any time. Copyright 1998-2018 Best Doctors. All Rights Reserved. Best Doctors and the star-in-cross logo are trademarks or registered trademarks of Best Doctors in the European Community, the United States and in other countries, and are used under license.
