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    1. Personal
      Insurance

      We know your personal assets mean a lot to you. You can rely on Vero to make sure they're protected.

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      Insurance

      All your business insurances in one place with Vero BusinessPlan.

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      When things go wrong, we'll put them right. That's better.

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Personal
Insurance

Protect the things that matter to you most.

Personal insurance is all about you. The things you own. The life you’ve worked hard to create. And the security that comes with it.

House Insurance

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Protect your biggest asset with the cover that’s right for you.

You can choose from two levels of cover—Maxi and Flexi. Whichever option you choose, you can be sure that if your home is damaged, we’ll help get it sorted.

Maxi House

New-for-old replacement means we’ll repair or replace your home to the Sum Insured value you specify on your policy. SumExtra is included and may give you extra cover for no extra cost.

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Flexi House

Great basic insurance coverage, ideal for the family bach or rental properties.

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Sum Insured

Just as contents policies have always specified a maximum amount of total cover, now home insurance policies do too. It’s called Sum Insured. We tailor your insurance to a Sum Insured value specified by you.

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Landlord Insurance

A rental property can be a great asset. Our Landlord Insurance cover gives you the flexibility to insure at a level that’s right for you and ensure your investment is protected against unexpected dramas.

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Contents Insurance

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The things you own are a reflection of who you are, the life you’ve lived and what makes you happy. We can help you protect the things that matter most.

Maxi Contents

Our most comprehensive cover includes personal liability cover, alternative accommodation and added benefits such as transit cover and replacement value for most contents.

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Flexi Contents

A more affordable option that gives you essential market value cover for specific events. You also have the option to upgrade your Flexi policy to add extra cover where you need it.

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Car Insurance

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We understand how important it is to be on-the-go. So, if your car is damaged in an accident, we’ll get you back behind the wheel as soon as possible.

3 ways to cover your car

Comprehensive cover

Third party, fire and theft cover

Third party only cover

Approved repairer network

We have a nation-wide network of repairers, and S.M.A.R.T repair shops in some areas whose work is guaranteed for as long as you own the car.

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Boat Insurance

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Thanks to our Pleasurecraft cover, we’ve made boat insurance plain sailing.

Optional cover benefits

Racing risk cover for sailboats

Floating mooring, dry dock or air berth

Fishing or diving equipment

Household Removal Insurance

If it’s worth moving, it’s worth protecting. Our household removal insurance is specialised, and covers a range of options whether you're moving to the next suburb, a new city or overseas. We can even include boats and cars and items while they’re in professional storage.

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Consumer Insurance Specialists (CIS)

Through Vero CIS, we offer great savings to affiliated clubs, organisations and groups and their members.

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Phone

24/7 free emergency HELP assistance

If you have an accident or disaster anywhere in New Zealand our HELP team is just a phone call away—even if no insurance claim is involved.

Call HELP Call us0800 800 786 after hours in an emergency.

HELP provides practical advice as well as a 24-hour referral to a comprehensive nationwide network of recommended service organisations and trades people. A call to HELP costs you nothing, so if you have got a problem with plumbing, a leaking roof, broken glass, replacement of locks or electrical faults, call our New Zealand based HELP team for rapid assistance.

Get insured with Vero

For expert advice on how Vero can help you with your insurance needs, talk to a broker or adviser. Our locator helps you find a broker or adviser near you.

Find a broker

Important information

Excesses, terms, conditions, limits and exclusions apply to these policies. Please check the policy wording for details of cover. The provision of cover is subject to the underwriting criteria that apply at the time.

Our website provides general information about our products and services to help you make choices when it comes to protecting the things in life and business that really matter. The information doesn’t take into account your personal circumstances, needs or goals and is not intended to be financial advice. We recommend that before you purchase insurance, you get professional advice from a broker or adviser who’s registered under the Financial Advisers Act 2008.

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