If you’re chartering a vessel, it’s our aim to make the insurance part plain sailing.

We can provide cover for your legal and contractual liabilities under the terms of your charter agreement.

Our Charterers’ Liability cover can provide protection for damage to the vessel, or to third-party cargo you’re carrying, and for your liability to other third parties.

Need to claim?

If you’re involved in an incident and need to make a claim, please follow our Marine Liability claims procedure, and Emailsend us an email.

For after–hours emergency assistance in New Zealand, call Sedgwick on Call us0800 800 270.


PDF DocumentCharterers' Legal Liability proposal

PDF DocumentMarine Claims Information Sheet

Brokers can find more documents in the Broker & adviser centre

Charterers’ Legal Liability cover

We can provide legal liability protection for companies chartering vessels under a range of charter types, including bareboat and demise charters, voyage and time charters.

Although the level of cover we provide depends on the type of charter and contract, we can include protection for

  • Liability for loss or damage to the vessel 
  • Liability for loss, damage or shortage of cargo on the vessel
  • Loss or damage to the vessels due to incorrect navigational information given, or lack of navigational aids
  • Liability for misdirection or inadvertent wrongful release of cargo
  • Liability for unrecoverable General Average or salvage contributions
  • Collision liabilities

The policy also includes optional extensions that can give protection for

  • Detention of the vessel
  • Back-to-back sub-charters
  • Substitute vessels
  • Liability of charterer for demurrage costs

Not quite what you’re looking for?

If the products above don’t quite suit your needs, have a look at these related marine liability insurance products, or get in touch with a broker for personalised help.

Carriers’ Legal Liability

Freight Forwarders’ Legal Liability

Marina Operators’ Legal Liability

Ship Repairers’ Legal Liability

Get insured with Vero

For expert advice on how Vero can help you with your insurance needs, talk to a broker or adviser. Our locator helps you find a broker or adviser near you.

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We’re here for New Zealanders whether it’s for general or specialist cover, we’re here to make insurance mean more for our customers. That means we do what really matters to make insurance more useful and more relevant to help you feel more confident.

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Important information

Excesses, terms, conditions, limits and exclusions apply to these policies. Please check the policy wording for details of cover. The provision of cover is subject to the underwriting criteria that apply at the time.

Our website provides general information about our products and services to help you make choices when it comes to protecting the things in life and business that really matter and is not intended to be financial advice. For advice on product suitability, please contact your financial adviser.