Boat Insurance

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Thanks to our Pleasurecraft cover, we’ve made boat insurance plain sailing.

Our Pleasurecraft policy is designed for private boats and their equipment. It also includes dinghies and jet skis, as well as most legal liabilities owners might incur.

Making a claim

If you need to make a claim, or have a question about a claim, contact your broker or adviser. Alternatively, please follow our Pleasurecraft claim procedure and send us an email.

Or you can call us at the Vero Claims Centre - we're here to help. For after-hours emergency assistance in New Zealand, call Sedgwick on 0800 800 270.

Your cover

Need to check your cover, update your details or make a payment? Get in touch with your broker or adviser.

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PDF FilePleasurecraft policy

PDF FilePleasurecraft proposal*

* In order to complete online, please save to your device and then open using Adobe Acrobat reader. 

What does Pleasurecraft cover?

In the event of an accident involving your boat or personal watercraft (jet ski), you’ll be covered for:

  • Accidental physical loss or damage to the boat and its equipment while trailered or moored
  • Costs of emergency rescue and accommodation
  • Costs of emergency towing and salvage
  • Replacing your flares and the battery in your EPIRB
  • Recharging your fire extinguishers
  • Accidental physical loss or damage to your boat while trailered or moored
  • Medical and ambulance expenses not covered by ACC, specified personal injury payments and funeral expenses resulting from injury sustained in connection with your boat.
  • Costs incurred in preventing loss or damage to your boat
  • Loss of competition entry fees where you cannot take part due to damage to your boat
  • Legal liability to third parties up to NZ$10 million. This cover applies to anyone using your boat with your permission.
  • Legal liability arising from accidents caused by you in someone else’s boat, provided it is not hired to you under a hire purchase or lease arrangement. No cover is provided for damage to the boat itself.

Extra optional cover

Racing risks

This optional benefit provides cover for accidental loss or damage to sails, masts, spars, booms, spinnaker poles and standing or running rigging caused when you are racing or preparing to race your sailboat.

Floating dry dock or air berth

This optional benefit will provide cover for accidental loss or damage to your floating dry dock or air berth used with the insured boat.

Fishing or diving equipment

This optional benefit provides cover for fishing and diving equipment not otherwise insured, while kept aboard your insured boat.

We're for New Zealand

We’re here for New Zealanders whether it’s for general or specialist cover, we’re here to make insurance mean more for our customers. That means we do what really matters to make insurance more useful and more relevant to help you feel more confident.

About us

Part of the Suncorp Group

Vero is part of Suncorp New Zealand, a leading general and life insurance business. Suncorp New Zealand is part of Suncorp Group — a strong general insurance, banking, life insurance and superannuation business with brands in Australia and New Zealand.

About Suncorp

Important information

Excesses, terms, conditions, limits and exclusions apply to these policies. Please check the policy wording for details of cover. The provision of cover is subject to the underwriting criteria that apply at the time.

Our website provides general information about our products and services to help you make choices when it comes to protecting the things in life and business that really matter and is not intended to be financial advice. For advice on product suitability, please contact your financial adviser.