The amount we agree to insure your vehicle for, as shown on your schedule. The agreed value is GST inclusive.
Severe weather: If you are a Vero customer and need to claim, fill out our online claims form Claims | Vero or contact your broker.
Car Insurance
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Take your vehicle insurance up a gear.
We understand how important it is to be mobile. So if your vehicle is damaged or stolen, it’s important to have a policy that will get you back behind the wheel – and fast.
With three levels of motor insurance cover — Comprehensive, Third Party, Fire & Theft, and Third Party — you can choose the MotorPlan policy that’s right for you.
You can also choose to add the following optional benefits for an additional cost.
- If you choose the excess-free windscreen and window glass optional benefit, you won’t have to pay an excess if you need to claim for accidental damage to your vehicle’s windscreen or window glass even if it needs replacing.
- If you choose the roadside assistance optional benefit, we’ll provide you details in a separate agreement. For more details about the services included and the T&Cs, see our Roadside Assistance page.
Documents
Document PDF Vero MotorPlan Car Policy
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Comprehensive
Covers accidental loss or damage to your vehicle. It also covers accidental damage you cause to someone else's vehicle or property, or accidental bodily injury to someone else.
From a chip in your windscreen and replacement locks, to emergency accommodation and transport after an accident, this is our highest level of cover.
Third Party, Fire & Theft
Covers your vehicle if it's stolen or damaged by fire, theft or attempted theft. It also covers accidental damage you cause to someone else's vehicle or property, or accidental bodily injury to someone else.
Third Party
Covers accidental damage you cause to someone else's vehicle or property, or accidental bodily injury to someone else.
Compare car insurance options
For full details of cover please download the policy wording
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Check out our vehicle repair options to see how we can get you back on the road quickly and safely.
The amount we agree to insure your vehicle for, as shown on your schedule. The agreed value is GST inclusive.
We will cover your legal liability to pay damages or reparation for loss or damage to someone else's vehicle or property.
We will cover your legal liability to pay damages or reparation for accidental bodily injury.
We'll cover loss or damage to your vehicle caused by fire.
We’ll cover your car if it’s stolen, or if your car is damaged when someone attempts to steal it.
We’ll repair your car if it’s damaged by an uninsured driver.
If you use one of our approved repairers when fixing your car, we’ll guarantee the repairs for as long as you own the vehicle.
If you damage your windscreen or window glass and it can be repaired, you won’t need to pay an excess. If the damage can't be repaired and your windscreen needs to be replaced, your normal policy excesses will apply.
If you choose to select this optional benefit, you won’t have to pay an excess if you need to claim for accidental damage to your vehicle’s windscreen or window glass.
We'll pay for vehicle accessories or spare parts that are not fitted to the vehicle that are damaged by fire or theft, while they are stored at your home.
If your keys are stolen, lost, or damaged, we’ll pay reasonable costs to replace and recode keys. We’ll also pay to recode your locks.
We’ll cover a trailer owned, hired or leased by you (provided they are not insured elsewhere).
If your vehicle can’t be safely driven or has been stolen, we’ll pay reasonable costs up to $1,500 for accommodation and transport to get you and any of your passengers (including any domestic pets) to your home.
If your vehicle is written off when it is less than one year old and a replacement is readily available in New Zealand, we’ll replace it with a brand new one.
Renting out your car for car sharing, or driving passengers through a ride sharing platform.
If your vehicle can’t be safely driven, we’ll pay the reasonable cost of moving your vehicle to the nearest repairer, place of storage, or safe place.
If your vehicle is an electric vehicle (EV) or a plug-in hybrid electric vehicle (PHEV), we’ll cover loss to your vehicle’s charging cables, adaptors, and wall boxes that you own, if they aren’t insured elsewhere.
We’ll cover loss to any vinyl wrap, paint protection film, and signwriting on your vehicle, up to a maximum of $2,000 for any one event.
If you choose this optional benefit we will we’ll provide you details in a separate agreement.
Excesses, terms, conditions, limits and exclusions apply to these policies. Please check the policy wording for details of cover. The provision of cover is subject to the underwriting criteria that apply at the time.
Our website provides general information about our products and services to help you make choices when it comes to protecting the things in life and business that really matter and is not intended to be financial advice. For advice on product suitability, please contact your financial adviser.
