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If you move cargo within New Zealand, we can provide cover for your legal liability under the Contract and Commercial Law Act 2017.

Even if you carry cargo on the basis of ‘Owner’s Risk’, if you have an accident and the cargo gets damaged you may still be liable for some cargo-related costs as the carrier. We can provide cover for removing the debris of the goods and any subsequent clean-up costs, plus additional costs you may incur to carry any remaining goods to their destination.

Need to claim?

If you’re involved in an incident and need to make a claim, please follow our Marine Liability claims procedure, and Emailsend us an email.

Carriers’ Legal Liability cover

Cover is based on your liabilities under the Contract and Commercial Law Act 2017, but our policy also gives you some additional benefits.

The policy is organised into sections, which provide cover for the Act's different contracts depending on what applies to your business.

Your cover can include

  • Liability for loss or damage to goods imposed on the carrier under the Contract and Commercial Law Act 2017 for goods carried on a Limited Carriers Risk basis
  • Specified cover for goods carried at Owner’s Risk
  • Cover specifically set up to cater for Declared Value or Declared Terms contracts
  • Costs following the establishment of a valid claim, and up to a specified limit, for
    • Debris removal and clean-up following an accident
    • Expediting expenses
    • Consequential loss for which you’re legally liable

Not quite what you’re looking for?

If the products above don’t quite suit your needs, have a look at these related marine liability insurance products, or get in touch with a broker for personalised help.

Charterers’ Legal Liability

Freight Forwarders’ Legal Liability

Marina Operators’ Legal Liability

Ship Repairers’ Legal Liability

Get insured with Vero

For expert advice on how Vero can help you with your insurance needs, talk to a broker or adviser. Our locator helps you find a broker or adviser near you.

Find a broker

We’re for New Zealand

We’re here for New Zealanders whether it’s for general or specialist cover, we’re here to make insurance mean more for our customers. That means we do what really matters to make insurance more useful and more relevant to help you feel more confident.

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Important information

Excesses, terms, conditions, limits and exclusions apply to these policies. Please check the policy wording for details of cover. The provision of cover is subject to the underwriting criteria that apply at the time.

Our website provides general information about our products and services to help you make choices when it comes to protecting the things in life and business that really matter. The information doesn’t take into account your personal circumstances, needs or goals and is not intended to be financial advice. We recommend that before you purchase insurance, you get professional advice from a broker or adviser who’s registered under the Financial Advisers Act 2008.