Risk Profiler

Learn about risks in your specific industry - and how to reduce them

Working together to keep you safer

Of course, we’re here to pay claims if the worst happens, but keeping your business going and ensuring your people are kept safe is our top priority. From damaged equipment and downtime, to loss of premises and regaining business momentum – it’s a lot easier to simply reduce the risk in the first place.

Choose the category which best describes what you do

Your business may cover more than one, so feel free to explore.

Accommodation
From high-end accommodation to backpackers e.g. hotels, motels, B&B and AirBnB
Building owners
For buildings tenanted by manufacturing, commercial or retail businesses e.g. block of shops
Community
Providing services to the community e.g. sports and social clubs, rec centres, religious buildings, gyms
Engineering, garages and motor trades
Machine engineering and motor workshops, motor vehicle dealers, vehicle dismantling or modification, panel shop and spray painting
Hospitality and entertainment
Providing food or indoor entertainment e.g. Cafés, takeaways, pubs, cinemas and galleries
Manufacturing
Manufacturing goods from raw materials or component parts. e.g. plastics, fibreglass, wood or metal
Medical
Medical facilities from doctor and dental surgeries, alternative medical practices, and vets
Office and administration
Office based businesses e.g. administration, architects, graphic design, financial services
Retail
All retail shops, including clothing and variety stores, dairies and supermarkets, liquor stores and bakeries
Service
A process or service e.g. printing, media and IT businesses, engraving, hairdressing, childcare
Tradies
Tradespeople who primarily work from a vehicle – electricians, plumbers, drainage, gas fitting, builders, landscapers etc
Warehouse/storage
Warehousing, cool stores, self-storage facilities, courier depot

Explore by the type of risk

Deeper insights and more detailed information for the most frequent, or significant, kinds of claim.

Fire
How to reduce the most common risks of fire
Electrical
Identifying electrical problems and associated risks
Security
Learn about physical and electronic security systems
Weather and water
What to do during weather events and preventing water leaks
Natural events
Staying safe and minimising damage caused by natural events
Business resilience
Ways to minimise the impact of business disruption
styling