Your industry risk report

Most common claims for Community organisations

Water damage/Burst Pipes

 

20%

Weather events

 

16%

Accidental damage/Loss

 

15%

Burglary/Theft

 

14%

Impact damage

 

10%

Fire/Explosion/Arson

 

5%

Source: Vero New Zealand Claims 2018-2021

The 3 top causes – and what you can do to avoid them

Water damage/Burst Pipes
Weather events
Accidental damage/Loss

Keep in mind that things like fire – while it may have a lower claims frequency – can be equally, if not more, devastating.
That’s why we’re helping you understand a range of risks for your business.

 

Learn how you can reduce risk

To help you, our specialists have compiled a range of information sheets that cover off typical risks.
They might not all be relevant to your specific business, but there are lots of helpful hints and essential ‘must have’ precautions.

SME Insurance Index - Issue 1 highlights

Our handy checklist

This handy checklist lets you self-assess risks to your business. It won't affect your policy and you don't need to send it back.

Industry risk guide

download iconRSAs & Private Clubs

download iconMarae

download iconSports Clubs

Specific watch-outs

Deeper insights and more detailed information for the most frequent, or significant, kinds of claim. 

Fire

download iconDeep Fat Fryers

download iconSandwich Panel

download iconLithium-Ion Batteries

Electrical

download iconUsing Power Boards

download iconThermographic Imaging

Security

download iconPhysical Security

download iconFog Generating Devices

download iconPoker Machines

download iconUnoccupied Buildings

Water & Weather

code insert here

The information presented is of a general nature only and is provided only to help you understand some of the physical risks a business may have and what an insurer might expect you do to manage those risks. It is not intended for any other purpose. You should always seek appropriate professional advice about how you manage the particular risks in your business. No representation or warranty, expressed or implied, is made as to the accuracy or completeness of the information and no responsibility is accepted for any loss, penalty or damages (including special or consequential damages) arising out of the use of all or part of the information. The information presented does not replace the need for appropriate professional advice. Reliance on this communication will not affect or influence policy response.