Your industry risk report

Most common claims for Medical services

Accidental damage/Loss



Water damage/Burst Pipes



Weather events



Impact damage












Source: Vero New Zealand Claims 2019-2022

The 3 top causes – and what you can do to avoid them

Accidental damage/Loss
Water damage/Burst Pipes
Weather events

Keep in mind that things like fire – while it may have a lower claims frequency – can be equally, if not more, devastating.
That’s why we’re helping you understand a range of risks for your business.


Learn how you can reduce risk

To help you, our specialists have compiled a range of information sheets that cover off typical risks.
They might not all be relevant to your specific business, but there are lots of helpful hints and essential ‘must have’ precautions.

SME Insurance Index - Issue 1 highlights

Our handy checklist

This handy checklist lets you self-assess risks to your business. It won't affect your policy and you don't need to send it back.

Industry risk guide

download iconMedical Centres

Specific watch-outs

Deeper insights and more detailed information for the most frequent, or significant, kinds of claim. 


download iconLithium-Ion Batteries

download iconLPG

download iconFlammable Liquids


download iconUsing Power Boards

download iconThermographic Imaging


download iconPhysical Security

download iconUnoccupied Buildings

Water & Weather

Business Resilience

code insert here

The information presented is of a general nature only and is provided only to help you understand some of the physical risks a business may have and what an insurer might expect you do to manage those risks. It is not intended for any other purpose. You should always seek appropriate professional advice about how you manage the particular risks in your business. No representation or warranty, expressed or implied, is made as to the accuracy or completeness of the information and no responsibility is accepted for any loss, penalty or damages (including special or consequential damages) arising out of the use of all or part of the information. The information presented does not replace the need for appropriate professional advice. Reliance on this communication will not affect or influence policy response.