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Your industry risk report
Most common claims for Manufacturing businesses
Accidental damage/Loss
24%
Weather events
16%
Burglary/Theft
12%
Impact damage
12%
Water damage/Burst Pipes
9%
Fire/Explosion/Arson
8%
Burglary/Theft from vehicle
7%
Source: Vero New Zealand Claims 2018-2020
The 3 top causes – and what you can do to avoid them
Accidental damage/Loss
Accidents happen. But knowing the risks can protect property, equipment and people. You can reduce them by:
- Having a risk-aware culture at your workplace
- Doing regular maintenance checks
- Training your staff
- Introducing clear operating procedures.
To find out how, check out the fact sheets and tools Open
Weather events
We all know how changeable NZ weather can be. From storms and high winds to hail, snow and lightning – these events can all cause damage to property. You can reduce these risks by:
- Ensuring your building is well maintained and weathertight
- Making sure gutters and yard drains are kept clear
- Checking overhanging branches and nearby trees
- Securing outside stock, plant and equipment
- Clearing snow from roofs and gutters (if safe to do so).
To find out how, check out the fact sheets and toolsOpen
Burglary & Theft
Having any property stolen – whether it’s personal or owned business – can be a distressing experience. You can reduce these risks by:
- Installing physical and electronic protection
- Installing good quality intruder alarms
- Having CCTV available
- Deploying regular security patrols.
To find out how, check out the fact sheets and toolsOpen
Keep in mind that things like fire – while it may have a lower claims frequency – can be equally, if not more, devastating.
That’s why we’re helping you understand a range of risks for your business.
To help you, our specialists have compiled a range of information sheets that cover off typical risks.
They might not all be relevant to your specific business, but there are lots of helpful hints and essential ‘must have’ precautions.

Our handy checklist
This handy checklist lets you self-assess risks to your business. It won't affect your policy and you don't need to send it back.
Industry risk guide
download iconGeneral Manufacturing
download iconFurniture Manufacturing & Upholstering
download iconFibreglassing & Carbon Fibre
download iconPlastic Manufacturing
download iconWoodworking
Specific watch-outs
Deeper insights and more detailed information for the most frequent, or significant, kinds of claim.
Fire Systems
download iconFire Alarms
download iconFire Detection Using Intruder Alarms
download iconFire Extinguishers & Hose Reels
download iconAutomatic Fire Sprinkler Systems
Electrical
download iconUsing Power Boards
download iconThermographic Imaging
download iconPeriodic Verification
download iconPeriodic Verification Tests
download iconCharging Lead Acid Batteries
Security
download iconPhysical Security
download iconIntruder Alarms & Money
download iconUltra Fast Broadband & Intruder Alarms
download iconUnoccupied Buildings
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