Rural Insurance

Our experts live farming, so they understand the unique challenges to your rural home and business.

Download Policy

Vero Rural has looked after New Zealand farmers for more than 150 years.  We understand farming and the risks involved, so we’ve developed a product based on our experience and understanding of the needs of our rural customers.

With our Agriplan policy, you can cover a range of risks from domestic items through to farm equipment, buildings, livestock and business interruption.  Your Agriplan is customised to include the cover you need from a range of different kinds of cover.

No two farming operations are the same, and the flexibility our suite of cover provides means you can work with your Broker or Adviser to build an insurance plan unique to your requirements.

Rural Insurance Policy Sections

  • Rural Commercial Motor
  • Rural Business Assets
  • Rural Business Interruption
  • Rural Liability
  • Livestock
  • Home
  • Contents
  • Personal Motor Vehicle
  • Boat
  • Personal Income

Unless customers have been advised otherwise, this new Vero Agriplan policy wording applies to new policies where cover commences from 11 September 2016, or existing policies that renew from 16 November 2016. You can read a summary of the key changes to our Vero Agriplan policy here.

To find a broker near you, use our Insurance Broker Locator.


Excesses, terms, conditions and exclusions apply to the policies referred to. Please refer to the policy wording for details of cover. The provision of cover is subject to the underwriting criteria that apply at the time.

The information on this website provides general information about our products and services.  It does not take into account any individual’s personal circumstances, needs or goals and is not intended to be financial advice. Before purchasing any financial product you should seek advice from a financial adviser or insurance broker registered under the Financial Advisers Act 2008.