Home Insurance

We will repair or replace accidental loss or damage to your home or rental property: new for old

If you suffer accidental loss or damage to your home or even your rental property we will repair or replace: new for old. When you take out cover, Vero’s MaxiPlan even allows you the choice of how you want a total-loss claim settled - either by square metre or to the dollar value you choose (which would equate to the amount it would take to rebuild your home).


MaxiPlan Home Insurance not only covers your house but also includes cover for outside features such as garages, decks, pools, pathways and retaining walls. There is $1 million legal liability protection, protection under the Forest & Rural Fires Act, and we’ll make up the Earthquake Commission shortfall after a natural disaster.

Our free HELP 24/7 advice line and money-back guarantee reinforce the fact that MaxiPlan really is the best-constructed cover for your home.

For more information, download our MaxiPlan Home Insurance policy below. If you simply want no-frills home insurance without MaxiPlan’s rich features and flexibility, our BasicPlan product is perfect for the budget-conscious. More information can be found in the BasicPlan Home Insurance policy below.

To apply for MaxiPlan or BasicPlan Home Insurance cover, please complete the proposal form below and submit to your Broker or Insurance Adviser.

(Please Note: If your home was built before 1945, please also complete the supplementary questionnaire attached below)

MaxiPlan Home Insurance policy (PDF, 254kb)
BasicPlan Home Insurance policy (PDF, 136kb)
Home Insurance & Contents Insurance proposal (PDF, 575kb)
Pre 1945 Questionnaire (PDF, 45kb)
Save money by safeguarding your home with our Signature Security offer.

Vero's LandlordPlan is a comprehensive insurance policy tailored specifically to landlords’ needs and provides additional cover to a standard house insurance policy.

If you are an owner of rental property, you'll be pleased to know that Vero’s LandlordPlan provides cover for common occurrences, including malicious damage and loss of rental income, together with legal liability.

LandlordPlan's benefits include cover for accidental physical loss or damage to your tenants' property up to $1,000,000, accidental bodily injury to your tenants at your property and the related defence costs.

An easy, one-off payment keeps you covered for the entire year. For more information, download Vero’s LandlordPlan 'Best Practice Responsibilities' brochure to ensure that you have all the information and advice you need on your responsibilities as a landlord.

To apply for LandlordPlan cover, please complete the LandlordPlan proposal form below and submit to your Broker or Insurance Adviser.

LandlordPlan brochure (PDF, 124kb)
LandlordPlan policy (PDF, 200kb)
LandlordPlan proposal (PDF, 80kb)
Best practice responsibilities (PDF, 63kb)

96% of all burglary claims come from unalarmed homes, does this ring any bells? At Vero, we like to assist our customers to safeguard their homes and enhance their personal safety.

We understand that your security system should be something you can trust. After all, it’s a system that secures and protects you, your family and your valuable possessions from life’s less pleasant realities. Vero and Signature Security Group can help to ensure that your security system does what it should.

Signature Security Group has a variety of options available to Vero customers which offer 24 hour protection against burglary and fire, as well as medical and personal emergencies.

In addition, having a monitored security alarm entitles you to:

    • 20% discount on your annual contents premium (excluding Government Levies)
    • 5% discount on your annual house premium (excluding Government Levies)
As a valued Vero customer – by signing a new 36 month Security Services Agreement with Signature Security Group, this will automatically qualify you for an additional 3 months monitoring absolutely free.

To learn more about what Signature Security Group has available and to ensure that your needs are covered, call 0800 837 625.

If you would like to take out insurance, please contact your Broker or Insurance Adviser.
Please Read This Important Information This on-line information is provided by Vero and is intended to provide summary information as an introduction to the main features of this Vero product. For further information on this product, please download a specimen copy of the policy document, and/or product brochure (if available) or speak to your broker / adviser about Vero products. A decision to purchase this product should be based on more comprehensive detail than is provided by this summary and you should not rely solely upon this summary. The policy document describes in detail the benefits provided, exclusions and how your policy works. The Vero product described in this on-line information is offered by Vero Insurance New Zealand Limited and is only available within New Zealand.

Vero sells its products through independent brokers. You can find a broker near you with the help of Vero’s Broker Locator...